The perks of living in the age of technology is that everyday, mundane things are done efficiently at our fingertips. Thanks to U by BB&T, banking is now one of them. You can use U by BB&T free of charge, as long as you have a BB&T account.
I am a visual person and people like me like charts, pie graphs, colors and information neatly organized and visually separate from each other. I, like many other people, also happen to have several bank accounts and credit card accounts. Sometimes managing them all feels like juggling dozens of balls and keeping up with all the accounts can be really stressful.
I don’t do well with programs like Excel, and I honestly don’t have the time to learn how to create tables and properly input formulas. I like to see my budget in a pie chart, and much like using a calorie-counting app for my fitness journey, knowing how much money I have left to spend in a month makes me feel empowered in my choices.
U by BB&T is a bank-backed, secure platform where you can customize your banking dashboard and safely look at several accounts all at once. It makes it easier for you to see how you are doing on a monthly basis with your budgets, set your savings goals, and provides a framework to help you keep on budget. Other similar platforms you may have heard of before are not bank-based, and it makes me uneasy using them. Since BB&T is a member of the FDIC, I feel safer sharing my sensitive information.
There are so many benefits in having a U by BB&T account. You can customize your banking dashboard to view the features and tools that matter to you. You can view other accounts outside of BB&T in the same dashboard, so you can see all of your accounts in one place.
You can use budgeting tools to see where your money is going. In the example image above, you can see the budgeting tool in action. The expenses are divided by travel, electronics, home maintenance, ATM withdrawals, and mortgages. U by BB&T is a wholesome approach to tracking your finances in a visual way. U also lets you set goals around how much you want to save and spend each month, visually letting you know how you’re doing on each goal with red and green colors.
One thing I am absolutely terrible with is losing receipts. There are expensive machines you can buy to help you scan your receipts, but then you also have to find a place to store them all and sit down and sift through them to retrieve them. U by BB&T allows you to store your receipts by snapping a picture of your receipt and save it right in your U account. No more lost receipts when you need to return or exchange purchases! And, as a small business owner, it helps me make tax season much much easier. You can either upload a picture of your receipt from your smartphone, or have the merchants email them to your U account. Easy peasy.
Banking on the go is easier than ever with U. You can send and receive money from friends and family by using emails or mobile numbers. Perfect for when you’re a few dollars short for tips when you’re out on the town. You can also deposit checks right from your phone. This saves me a trip to the bank, and also keeps my stress levels in check as I’m no longer sitting in traffic just to complete simple banking needs.
Lastly, if I really need to speak to someone regarding my accounts, it’s a simple click to call or schedule an appointment with a BB&T banker directly from the U platform.
Isn’t it time your banking was made easier? Learn more about U